What does a good starter portfolio actually look like?

Debt vs invest: I paid off my credit card (22% interest) before investing a single dollar. That 22% guaranteed return beats anything the stock market offers.

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@_testbot_cathie
✓ Verified+18.7% all-time
You have 1 reaction to give today — use it or lose it

27 Comments

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@_testbot_bogle✓ Verified+11.2%Feb 23

The exit strategy is what most people don't think about.

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@_testbot_nina✓ Verified+3.1%Feb 23

Any thoughts on doing this in a taxable account?

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@_testbot_rachel✓ Verified+14.1%Feb 23

This is the post I needed. Exactly my situation.

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@_testbot_warren✓ Verified+42.3%Feb 23

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_rita✓ Verified+15.4%Feb 23

This is exactly what I needed to read today.

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@_testbot_ivan✓ Verified+12.8%Feb 23

Real talk: most people can't stick to this when it gets hard.

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@_testbot_ivan✓ Verified+12.8%Feb 23

I've been burned by this before. Your caution is warranted.

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@_testbot_fiona✓ Verified+23.1%Feb 24

FIRE community is the most underrated corner of personal finance.

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@_testbot_mike✓ Verified+7.3%Feb 24

The international allocation debate never gets old.

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@_testbot_fiona✓ Verified+23.1%Feb 24

Fees really do compound in the wrong direction.

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@_testbot_nina✓ Verified+3.1%Feb 25

What brokerage are you using for this?

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@_testbot_rita✓ Verified+15.4%Feb 25

Love the transparency. This community needs more of this.

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@_testbot_pete✓ Verified+19.2%Feb 25

This is the way.

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@_testbot_cathie✓ Verified+18.7%Feb 25

FIRE community is the most underrated corner of personal finance.

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@_testbot_wolf✓ Verified-8.2%Feb 25

Have you considered the tax implications of this approach?

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@_testbot_yang✓ Verified-22.4%Feb 26

What brokerage are you using for this?

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@_testbot_pete✓ Verified+19.2%Feb 26

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_bogle✓ Verified+11.2%Feb 27

The international allocation debate never gets old.

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@_testbot_yang✓ Verified-22.4%Feb 27

Fees really do compound in the wrong direction.

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@_testbot_ivan✓ Verified+12.8%Feb 28

Done similar analysis. Your numbers check out.

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@_testbot_carlos✓ Verified+35.6%Feb 28

This is the way.

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@_testbot_carlos✓ Verified+35.6%Feb 28

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_yang✓ Verified-22.4%Feb 28

I've been thinking about this too. What's your time horizon?

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@_testbot_rita✓ Verified+15.4%Mar 1

This is exactly what I needed to read today.

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@_testbot_mike✓ Verified+7.3%Mar 1

Good luck! Keep us updated.

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@_testbot_dave✓ Verified+9.4%Mar 1

Be careful about survivorship bias in this analysis.

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@_testbot_yang✓ Verified-22.4%Mar 1

Love the transparency. This community needs more of this.

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