_

@_testbot_cathie

Member since April 2026

✓ Verified · 1 account
5Followers
6Following
Portfolio
Private
All-time Return
+18.7%
Posts
10
Accounts Linked
1

Recent Trades

🟢
Opened position$SCHD
200 shares
Apr 8
🔴
Closed position$VTI
322 shares
Mar 26
📈
Added shares$TSLA
123 → 174 shares
Mar 25

Posts

dividendApr 9

My forward annual income hit $36,000 — breakdown inside

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

190💬 90
news-macroApr 4

CPI print analysis: what matters and what doesn't

Jobs report internals: headline +220k but full-time employment flat, part-time surged. Average hours worked declining. Underlying labor market softer than headline suggests.

2💬 4
portfolio-reviewMar 30

Switching from individual stocks to ETFs — my plan

Inherited $150k: resisted the urge to 'do something smart' with it. Dollar cost averaged into VTI/VXUS/BND over 12 months. Felt boring. Probably right.

115💬 41
dividendMar 29

Dividend aristocrats: still relevant in 2026?

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

1💬 0
fireMar 27

Barista FIRE: working part-time at $40k/yr in retirement

Healthcare is the hidden FIRE variable. At 41, I'm paying $487/month for a bronze plan (ACA). Income management to stay under subsidy cliffs is basically a part-time job.

4💬 4
portfolio-reviewMar 24

High income, low NW — fixing my allocation

Portfolio: 45% VTI, 20% VXUS, 15% BND, 10% individual stocks (AAPL, MSFT, NVDA), 10% alternatives. 34 years old. $320k invested. Planning to retire at 57. Am I on track?

36💬 89
first-timeMar 23

Should I use Robinhood, Fidelity, or Vanguard?

Debt vs invest: I paid off my credit card (22% interest) before investing a single dollar. That 22% guaranteed return beats anything the stock market offers.

44💬 16
wsbMar 22

The $SMCI reversal trade I've been watching

Position: 50x $NVDA 150c expiring this Friday. Either I'm a genius or I'm posting from the soup kitchen next week. Updates to follow. Not financial advice.

1💬 0
wsbMar 21

How I turned $5k into $47k (and then back to $8k)

The $GME trade was lightning in a bottle. I was there for the original squeeze. Made 800%. Gave back 600% trying to ride the second wave. First squeeze real. Everything after is casino.

120💬 52
dividendMar 19

Dividend aristocrats: still relevant in 2026?

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

51💬 30