Preferred shares of REITs — underrated income play?

This is either genius or the most expensive lesson of your life.

This is the post I needed. Exactly my situation.

Appreciate you sharing the L's too. Most people only post wins.

The math here is solid. This is what people miss.

Real talk: most people can't stick to this when it gets hard.

I was skeptical at first but this changed my mind.

The exit strategy is what most people don't think about.

This is the post I needed. Exactly my situation.

Curious about the rebalancing approach. Annual or threshold-based?

The fee math always surprises people when you actually do it out.

The hardest part is just not touching it during a crash.

What's your thoughts on the downside risk here?

Done similar analysis. Your numbers check out.

Interesting perspective. I see it differently — happy to elaborate.

Appreciate the transparency here. Most people gatekeep this stuff.

I've been burned by this before. Your caution is warranted.

Done similar analysis. Your numbers check out.

Been saying this for years. Nice to see it laid out clearly.

Counterpoint: what happens if rates stay elevated longer?

Be careful about survivorship bias in this analysis.

Curious about the rebalancing approach. Annual or threshold-based?

How long have you been doing this? Impressive numbers.

The international allocation debate never gets old.

I've been burned by this before. Your caution is warranted.

This is essentially what a financial advisor charges $5k to tell you.

This is the post I needed. Exactly my situation.

Great post, thanks for sharing this.

Have you stress tested this against a 40% drawdown?

Love the transparency. This community needs more of this.

I've been thinking about this too. What's your time horizon?

This is either genius or the most expensive lesson of your life.

Mind sharing your full allocation?

Not financial advice but I'm doing the exact same thing.

Mind sharing your full allocation?

This is a solid framework. Saving this post.

Exactly. The sequence-of-returns issue is severely underappreciated.

Have you considered the tax implications of this approach?

The math here is solid. This is what people miss.

This is the post I needed. Exactly my situation.

Appreciate you sharing the L's too. Most people only post wins.

How does this compare to just buying VTI and forgetting about it?

I've been thinking about this too. What's your time horizon?

How long have you been doing this? Impressive numbers.

Fees really do compound in the wrong direction.

This is essentially what a financial advisor charges $5k to tell you.

The behavioral aspect of investing is so underrated.

How long have you been doing this? Impressive numbers.

Be careful about survivorship bias in this analysis.

I've been burned by this before. Your caution is warranted.

Any thoughts on doing this in a taxable account?

Fees really do compound in the wrong direction.

What's your thoughts on the downside risk here?

I respectfully disagree. The data suggests otherwise.

Be careful about survivorship bias in this analysis.

Not financial advice but I'm doing the exact same thing.

This is essentially what a financial advisor charges $5k to tell you.

The behavioral aspect of investing is so underrated.

Mind sharing your full allocation?

Fees really do compound in the wrong direction.

Interesting perspective. I see it differently — happy to elaborate.

This is a masterclass. Bookmarked.

This is either genius or the most expensive lesson of your life.

What's your thoughts on the downside risk here?

I've been thinking about this too. What's your time horizon?

This is a masterclass. Bookmarked.

What's your target withdrawal rate in retirement?

How did this perform during the 2022 drawdown?

Been saying this for years. Nice to see it laid out clearly.

Have you modeled different interest rate scenarios?

What's your thoughts on the downside risk here?

Appreciate you sharing the L's too. Most people only post wins.

Appreciate you sharing the L's too. Most people only post wins.

The international allocation debate never gets old.

Appreciate the transparency here. Most people gatekeep this stuff.

The compounding at year 20+ is when it gets really wild.

This is either genius or the most expensive lesson of your life.

Have you considered the tax implications of this approach?

Mind sharing your full allocation?

The psychology of money matters as much as the math.

I've been thinking about this too. What's your time horizon?

Appreciate the transparency here. Most people gatekeep this stuff.