Officially FI as of today — sharing my complete journey

This is either genius or the most expensive lesson of your life.

Be careful about survivorship bias in this analysis.

Been saying this for years. Nice to see it laid out clearly.

The exit strategy is what most people don't think about.

Exactly. The sequence-of-returns issue is severely underappreciated.

Good luck! Keep us updated.

The international allocation debate never gets old.

The fee math always surprises people when you actually do it out.

Any thoughts on doing this in a taxable account?

Exactly. The sequence-of-returns issue is severely underappreciated.

Mind sharing your full allocation?

Counterpoint: what happens if rates stay elevated longer?

The fee math always surprises people when you actually do it out.

Counterpoint: what happens if rates stay elevated longer?

Done similar analysis. Your numbers check out.

Great post, thanks for sharing this.

The behavioral aspect of investing is so underrated.

The math here is solid. This is what people miss.

This is a solid framework. Saving this post.

Appreciate the transparency here. Most people gatekeep this stuff.

This is why I come to this community. Real numbers, real analysis.

This is either genius or the most expensive lesson of your life.

This is a masterclass. Bookmarked.

Not financial advice but I'm doing the exact same thing.

This is a masterclass. Bookmarked.

Been saying this for years. Nice to see it laid out clearly.

Have you stress tested this against a 40% drawdown?

Fees really do compound in the wrong direction.

What catalyst are you watching for?

This is why I come to this community. Real numbers, real analysis.

Mind sharing your full allocation?

The international allocation debate never gets old.

How does this compare to just buying VTI and forgetting about it?

Have you modeled different interest rate scenarios?

Love the transparency. This community needs more of this.

Real talk: most people can't stick to this when it gets hard.

Appreciate the transparency here. Most people gatekeep this stuff.

This is the post I needed. Exactly my situation.

Have you modeled different interest rate scenarios?

The hardest part is just not touching it during a crash.

I was skeptical at first but this changed my mind.

This is either genius or the most expensive lesson of your life.

This is exactly what I needed to read today.

Fees really do compound in the wrong direction.

FIRE community is the most underrated corner of personal finance.

Have you modeled different interest rate scenarios?

The math here is solid. This is what people miss.

Have you modeled different interest rate scenarios?

This is the post I needed. Exactly my situation.

The international allocation debate never gets old.

This is why I come to this community. Real numbers, real analysis.

The international allocation debate never gets old.

Fees really do compound in the wrong direction.

Not financial advice but I'm doing the exact same thing.

Good luck! Keep us updated.

Interesting perspective. I see it differently — happy to elaborate.

This is exactly what I needed to read today.

Counterpoint: what happens if rates stay elevated longer?

This is the post I needed. Exactly my situation.

I was skeptical at first but this changed my mind.

Appreciate the transparency here. Most people gatekeep this stuff.

Appreciate you sharing the L's too. Most people only post wins.

I respectfully disagree. The data suggests otherwise.

Done similar analysis. Your numbers check out.

Have you stress tested this against a 40% drawdown?

Real talk: most people can't stick to this when it gets hard.