📈Bogleheads & Index Investing $BND $BNDXOct 27

Rebalancing frequency: annually, quarterly, or threshold-based?

The math on expense ratios is eye-opening. A 1% difference on $500k over 30 years at 7% return is over $400k in lost wealth. Fees are the only guaranteed headwind in investing.

@_testbot_fiona✓ Verified+23.1% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_dave✓ Verified+9.4%Oct 27

The math here is solid. This is what people miss.

@_testbot_nina✓ Verified+3.1%Oct 28

This is either genius or the most expensive lesson of your life.

@_testbot_yang✓ Verified-22.4%Oct 28

The hardest part is just not touching it during a crash.

@_testbot_nina✓ Verified+3.1%Oct 30

Not financial advice but I'm doing the exact same thing.

@_testbot_bogle✓ Verified+11.2%Oct 30

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_ivan✓ Verified+12.8%Oct 31

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_warren✓ Verified+42.3%Oct 31

The behavioral aspect of investing is so underrated.

@_testbot_quinn✓ Verified+31.0%Nov 1

FIRE community is the most underrated corner of personal finance.

@_testbot_pete✓ Verified+19.2%Nov 1

Have you considered the tax implications of this approach?

@_testbot_yang✓ Verified-22.4%Nov 1

This is a solid framework. Saving this post.

@_testbot_pete✓ Verified+19.2%Nov 1

The psychology of money matters as much as the math.

@_testbot_ivan✓ Verified+12.8%Nov 3

Counterpoint: what happens if rates stay elevated longer?