Why I stopped trying to time the market and what happened

Appreciate the transparency here. Most people gatekeep this stuff.

Real talk: most people can't stick to this when it gets hard.

The fee math always surprises people when you actually do it out.

The exit strategy is what most people don't think about.

Appreciate the transparency here. Most people gatekeep this stuff.

The compounding at year 20+ is when it gets really wild.

Exactly. The sequence-of-returns issue is severely underappreciated.

Great post, thanks for sharing this.

Any thoughts on doing this in a taxable account?

Curious about the rebalancing approach. Annual or threshold-based?

Interesting perspective. I see it differently — happy to elaborate.

Have you considered the tax implications of this approach?

Real talk: most people can't stick to this when it gets hard.

The hardest part is just not touching it during a crash.

Been saying this for years. Nice to see it laid out clearly.

Done similar analysis. Your numbers check out.

What's your thoughts on the downside risk here?

Fees really do compound in the wrong direction.

This is exactly what I needed to read today.

FIRE community is the most underrated corner of personal finance.

Appreciate the transparency here. Most people gatekeep this stuff.

This is the post I needed. Exactly my situation.

What catalyst are you watching for?

This is the post I needed. Exactly my situation.

What's your thoughts on the downside risk here?

Great post, thanks for sharing this.

Love the transparency. This community needs more of this.

Curious about the rebalancing approach. Annual or threshold-based?

This is why I come to this community. Real numbers, real analysis.

Done similar analysis. Your numbers check out.

Any thoughts on doing this in a taxable account?

This is a masterclass. Bookmarked.

Curious about the rebalancing approach. Annual or threshold-based?

This is why I come to this community. Real numbers, real analysis.

What's your target withdrawal rate in retirement?

I respectfully disagree. The data suggests otherwise.

The fee math always surprises people when you actually do it out.

Not financial advice but I'm doing the exact same thing.

Great post, thanks for sharing this.

Curious about the rebalancing approach. Annual or threshold-based?

I respectfully disagree. The data suggests otherwise.

What catalyst are you watching for?

What brokerage are you using for this?

I've been thinking about this too. What's your time horizon?