Geopolitical risk premium in EM — is it priced in?
European valuations: P/E of 14x vs S&P at 22x. Yes Europe has structural issues. But an 8x multiple gap is a lot of buffer for things to go wrong.
77 Comments
Mind sharing your full allocation?
The psychology of money matters as much as the math.
I was skeptical at first but this changed my mind.
Curious about the rebalancing approach. Annual or threshold-based?
How did this perform during the 2022 drawdown?
FIRE community is the most underrated corner of personal finance.
Done similar analysis. Your numbers check out.
Real talk: most people can't stick to this when it gets hard.
The psychology of money matters as much as the math.
Appreciate you sharing the L's too. Most people only post wins.
The international allocation debate never gets old.
Any thoughts on doing this in a taxable account?
Love the transparency. This community needs more of this.
Curious about the rebalancing approach. Annual or threshold-based?
Have you stress tested this against a 40% drawdown?
This is essentially what a financial advisor charges $5k to tell you.
Been saying this for years. Nice to see it laid out clearly.
The international allocation debate never gets old.
This is why I come to this community. Real numbers, real analysis.
Appreciate the transparency here. Most people gatekeep this stuff.
I ran the same numbers. You're on the right track.
Counterintuitively, the best time to buy is when you're most scared.
I ran the same numbers. You're on the right track.
Mind sharing your full allocation?
The fee math always surprises people when you actually do it out.
What catalyst are you watching for?
Done similar analysis. Your numbers check out.
This is a solid framework. Saving this post.
This is why I come to this community. Real numbers, real analysis.
FIRE community is the most underrated corner of personal finance.
I ran the same numbers. You're on the right track.
The psychology of money matters as much as the math.
How did this perform during the 2022 drawdown?
I've been burned by this before. Your caution is warranted.
Any thoughts on doing this in a taxable account?
Not financial advice but I'm doing the exact same thing.
This is why I come to this community. Real numbers, real analysis.
Any thoughts on doing this in a taxable account?
Curious about the rebalancing approach. Annual or threshold-based?
Mind sharing your full allocation?
This is why I come to this community. Real numbers, real analysis.
What's your target withdrawal rate in retirement?
This is either genius or the most expensive lesson of your life.
Been saying this for years. Nice to see it laid out clearly.
The math here is solid. This is what people miss.
How does this compare to just buying VTI and forgetting about it?
This is why I come to this community. Real numbers, real analysis.
Have you stress tested this against a 40% drawdown?
Have you modeled different interest rate scenarios?
How long have you been doing this? Impressive numbers.
Have you modeled different interest rate scenarios?
This is either genius or the most expensive lesson of your life.
Real talk: most people can't stick to this when it gets hard.
What's your thoughts on the downside risk here?
I respectfully disagree. The data suggests otherwise.
Been saying this for years. Nice to see it laid out clearly.
I was skeptical at first but this changed my mind.
How long have you been doing this? Impressive numbers.
What brokerage are you using for this?
The psychology of money matters as much as the math.
This is the post I needed. Exactly my situation.
The fee math always surprises people when you actually do it out.
Mind sharing your full allocation?
Counterpoint: what happens if rates stay elevated longer?
This is the post I needed. Exactly my situation.
Have you modeled different interest rate scenarios?
I respectfully disagree. The data suggests otherwise.
This is the post I needed. Exactly my situation.
This is a masterclass. Bookmarked.
Love the transparency. This community needs more of this.
This is why I come to this community. Real numbers, real analysis.
Great post, thanks for sharing this.
This is exactly what I needed to read today.
Be careful about survivorship bias in this analysis.
I was skeptical at first but this changed my mind.
Any thoughts on doing this in a taxable account?
Great post, thanks for sharing this.
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