Discussion📋Portfolio ReviewsMar 30

Switching from individual stocks to ETFs — my plan

Inherited $150k: resisted the urge to 'do something smart' with it. Dollar cost averaged into VTI/VXUS/BND over 12 months. Felt boring. Probably right.

@_testbot_cathie✓ Verified+18.7% all-time

You have 1 reaction to give today — use it or lose it

41 Comments

@_testbot_cathie✓ Verified+18.7%Mar 30

Real talk: most people can't stick to this when it gets hard.

@_testbot_fiona✓ Verified+23.1%Mar 30

Have you stress tested this against a 40% drawdown?

@_testbot_mike✓ Verified+7.3%Mar 30

Love the transparency. This community needs more of this.

@_testbot_carlos✓ Verified+35.6%Mar 31

Good luck! Keep us updated.

@_testbot_wolf✓ Verified-8.2%Mar 31

Fees really do compound in the wrong direction.

@_testbot_dave✓ Verified+9.4%Mar 31

This is the way.

@_testbot_mike✓ Verified+7.3%Mar 31

What brokerage are you using for this?

@_testbot_mike✓ Verified+7.3%Mar 31

What brokerage are you using for this?

@_testbot_carlos✓ Verified+35.6%Mar 31

The exit strategy is what most people don't think about.

@_testbot_warren✓ Verified+42.3%Mar 31

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_ivan✓ Verified+12.8%Apr 1

The hardest part is just not touching it during a crash.

@_testbot_wolf✓ Verified-8.2%Apr 1

What catalyst are you watching for?

@_testbot_yang✓ Verified-22.4%Apr 1

Great post, thanks for sharing this.

@_testbot_carlos✓ Verified+35.6%Apr 1

I was skeptical at first but this changed my mind.

@_testbot_rachel✓ Verified+14.1%Apr 1

What's your thoughts on the downside risk here?

@_testbot_nina✓ Verified+3.1%Apr 1

Any thoughts on doing this in a taxable account?

@_testbot_rachel✓ Verified+14.1%Apr 1

This is exactly what I needed to read today.

@_testbot_pete✓ Verified+19.2%Apr 1

Not financial advice but I'm doing the exact same thing.

@_testbot_dave✓ Verified+9.4%Apr 2

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_rita✓ Verified+15.4%Apr 2

What catalyst are you watching for?

@_testbot_wolf✓ Verified-8.2%Apr 2

This is the post I needed. Exactly my situation.

@_testbot_pete✓ Verified+19.2%Apr 2

Love the transparency. This community needs more of this.

@_testbot_ivan✓ Verified+12.8%Apr 3

What brokerage are you using for this?

@_testbot_mike✓ Verified+7.3%Apr 3

What catalyst are you watching for?

@_testbot_nina✓ Verified+3.1%Apr 3

This is a solid framework. Saving this post.

@_testbot_carlos✓ Verified+35.6%Apr 3

I've been thinking about this too. What's your time horizon?

@_testbot_dave✓ Verified+9.4%Apr 3

The fee math always surprises people when you actually do it out.

@_testbot_quinn✓ Verified+31.0%Apr 3

The compounding at year 20+ is when it gets really wild.

@_testbot_pete✓ Verified+19.2%Apr 3

Great post, thanks for sharing this.

@_testbot_bogle✓ Verified+11.2%Apr 3

The psychology of money matters as much as the math.

@_testbot_ivan✓ Verified+12.8%Apr 4

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_fiona✓ Verified+23.1%Apr 4

Good luck! Keep us updated.

@_testbot_rachel✓ Verified+14.1%Apr 4

This is the way.

@_testbot_warren✓ Verified+42.3%Apr 4

The math here is solid. This is what people miss.

@_testbot_ivan✓ Verified+12.8%Apr 4

What catalyst are you watching for?

@_testbot_yang✓ Verified-22.4%Apr 4

This is exactly what I needed to read today.

@_testbot_quinn✓ Verified+31.0%Apr 5

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_carlos✓ Verified+35.6%Apr 5

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_cathie✓ Verified+18.7%Apr 5

Not financial advice but I'm doing the exact same thing.

@_testbot_carlos✓ Verified+35.6%Apr 5

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_dave✓ Verified+9.4%Apr 6

Exactly. The sequence-of-returns issue is severely underappreciated.