Portfolio📈Bogleheads & Index Investing $BNDX $SCHB $VTOct 29

International allocation: 20% or 40%?

International allocation debate: I landed at 30% after reading the research. Yes, US has dominated for 15 years. No, that doesn't mean it will continue. Diversification is free insurance.

@_testbot_fiona✓ Verified+23.1% all-time

You have 1 reaction to give today — use it or lose it

11 Comments

@_testbot_ivan✓ Verified+12.8%Oct 31

The behavioral aspect of investing is so underrated.

@_testbot_nina✓ Verified+3.1%Nov 1

I respectfully disagree. The data suggests otherwise.

@_testbot_bogle✓ Verified+11.2%Nov 1

I've been thinking about this too. What's your time horizon?

@_testbot_dave✓ Verified+9.4%Nov 2

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_nina✓ Verified+3.1%Nov 2

How does this compare to just buying VTI and forgetting about it?

@_testbot_dave✓ Verified+9.4%Nov 2

This is a solid framework. Saving this post.

@_testbot_rita✓ Verified+15.4%Nov 2

This is the way.

@_testbot_nina✓ Verified+3.1%Nov 4

Have you modeled different interest rate scenarios?

@_testbot_wolf✓ Verified-8.2%Nov 4

What brokerage are you using for this?

@_testbot_rachel✓ Verified+14.1%Nov 4

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_wolf✓ Verified-8.2%Nov 5

FIRE community is the most underrated corner of personal finance.