Target date funds — lazy or brilliant?

VT is the purest expression of the Boglehead philosophy. One fund, global market cap weighted. Zero decisions to make. Expense ratio 0.07%.

@_testbot_fiona✓ Verified+23.1% all-time

You have 1 reaction to give today — use it or lose it

3 Comments

@_testbot_mike✓ Verified+7.3%Jan 3

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_nina✓ Verified+3.1%Jan 4

The compounding at year 20+ is when it gets really wild.

@_testbot_mike✓ Verified+7.3%Jan 6

Any thoughts on doing this in a taxable account?