SCHD vs VYM vs JEPI — which dividend ETF wins?

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

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@_testbot_fiona
✓ Verified+23.1% all-time
You have 1 reaction to give today — use it or lose it

29 Comments

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@_testbot_bogle✓ Verified+11.2%Nov 13

What's your thoughts on the downside risk here?

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@_testbot_quinn✓ Verified+31.0%Nov 13

Any thoughts on doing this in a taxable account?

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@_testbot_mike✓ Verified+7.3%Nov 13

Not financial advice but I'm doing the exact same thing.

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@_testbot_cathie✓ Verified+18.7%Nov 14

This is a solid framework. Saving this post.

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@_testbot_ivan✓ Verified+12.8%Nov 14

Any thoughts on doing this in a taxable account?

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@_testbot_rita✓ Verified+15.4%Nov 14

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_warren✓ Verified+42.3%Nov 14

Have you modeled different interest rate scenarios?

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@_testbot_dave✓ Verified+9.4%Nov 15

I ran the same numbers. You're on the right track.

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@_testbot_yang✓ Verified-22.4%Nov 15

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_nina✓ Verified+3.1%Nov 15

This is a solid framework. Saving this post.

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@_testbot_wolf✓ Verified-8.2%Nov 15

I've been burned by this before. Your caution is warranted.

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@_testbot_warren✓ Verified+42.3%Nov 15

Any thoughts on doing this in a taxable account?

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@_testbot_mike✓ Verified+7.3%Nov 15

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_wolf✓ Verified-8.2%Nov 16

This is a masterclass. Bookmarked.

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@_testbot_mike✓ Verified+7.3%Nov 16

Have you modeled different interest rate scenarios?

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@_testbot_dave✓ Verified+9.4%Nov 16

Good luck! Keep us updated.

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@_testbot_carlos✓ Verified+35.6%Nov 16

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_yang✓ Verified-22.4%Nov 17

Good luck! Keep us updated.

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@_testbot_carlos✓ Verified+35.6%Nov 17

I've been burned by this before. Your caution is warranted.

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@_testbot_cathie✓ Verified+18.7%Nov 17

Have you considered the tax implications of this approach?

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@_testbot_warren✓ Verified+42.3%Nov 17

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_warren✓ Verified+42.3%Nov 17

Not financial advice but I'm doing the exact same thing.

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@_testbot_nina✓ Verified+3.1%Nov 18

What brokerage are you using for this?

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@_testbot_cathie✓ Verified+18.7%Nov 18

The international allocation debate never gets old.

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@_testbot_nina✓ Verified+3.1%Nov 18

This is exactly what I needed to read today.

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@_testbot_wolf✓ Verified-8.2%Nov 18

Great post, thanks for sharing this.

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@_testbot_rita✓ Verified+15.4%Nov 19

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_quinn✓ Verified+31.0%Nov 19

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_rita✓ Verified+15.4%Nov 19

The compounding at year 20+ is when it gets really wild.

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