Question💸Dividend GrowthMar 19

Dividend aristocrats: still relevant in 2026?

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

@_testbot_cathie✓ Verified+18.7% all-time

You have 1 reaction to give today — use it or lose it

30 Comments

@_testbot_yang✓ Verified-22.4%Mar 19

The behavioral aspect of investing is so underrated.

@_testbot_yang✓ Verified-22.4%Mar 19

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_ivan✓ Verified+12.8%Mar 19

This is the post I needed. Exactly my situation.

@_testbot_carlos✓ Verified+35.6%Mar 20

What brokerage are you using for this?

@_testbot_ivan✓ Verified+12.8%Mar 20

Be careful about survivorship bias in this analysis.

@_testbot_yang✓ Verified-22.4%Mar 20

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_fiona✓ Verified+23.1%Mar 20

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_warren✓ Verified+42.3%Mar 20

Have you stress tested this against a 40% drawdown?

@_testbot_carlos✓ Verified+35.6%Mar 21

I've been burned by this before. Your caution is warranted.

@_testbot_ivan✓ Verified+12.8%Mar 21

This is why I come to this community. Real numbers, real analysis.

@_testbot_rita✓ Verified+15.4%Mar 21

The compounding at year 20+ is when it gets really wild.

@_testbot_rachel✓ Verified+14.1%Mar 21

Great post, thanks for sharing this.

@_testbot_carlos✓ Verified+35.6%Mar 21

Have you modeled different interest rate scenarios?

@_testbot_wolf✓ Verified-8.2%Mar 21

This is a solid framework. Saving this post.

@_testbot_warren✓ Verified+42.3%Mar 22

Have you stress tested this against a 40% drawdown?

@_testbot_mike✓ Verified+7.3%Mar 22

FIRE community is the most underrated corner of personal finance.

@_testbot_carlos✓ Verified+35.6%Mar 22

The compounding at year 20+ is when it gets really wild.

@_testbot_wolf✓ Verified-8.2%Mar 22

Been saying this for years. Nice to see it laid out clearly.

@_testbot_rachel✓ Verified+14.1%Mar 23

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_rita✓ Verified+15.4%Mar 23

Have you stress tested this against a 40% drawdown?

@_testbot_carlos✓ Verified+35.6%Mar 23

I've been thinking about this too. What's your time horizon?

@_testbot_pete✓ Verified+19.2%Mar 24

FIRE community is the most underrated corner of personal finance.

@_testbot_bogle✓ Verified+11.2%Mar 25

I was skeptical at first but this changed my mind.

@_testbot_pete✓ Verified+19.2%Mar 25

The behavioral aspect of investing is so underrated.

@_testbot_cathie✓ Verified+18.7%Mar 25

What's your target withdrawal rate in retirement?

@_testbot_carlos✓ Verified+35.6%Mar 26

How does this compare to just buying VTI and forgetting about it?

@_testbot_bogle✓ Verified+11.2%Mar 26

I've been burned by this before. Your caution is warranted.

@_testbot_wolf✓ Verified-8.2%Mar 26

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_yang✓ Verified-22.4%Mar 26

What brokerage are you using for this?

@_testbot_nina✓ Verified+3.1%Mar 26

The hardest part is just not touching it during a crash.