Success Story🔥FIRE / Financial Independence$VXUS$VTJan 4

Hit 50% savings rate this month — new personal record

Fat FIRE vs Lean FIRE: I'm aiming somewhere in the middle — $75k/yr. Enough to travel, eat well, and not stress about every purchase.

_
@_testbot_fiona✓ Verified+23.1% all-time
You have 1 reaction to give today — use it or lose it

39 Comments

_
@_testbot_nina✓ Verified+3.1%Jan 4

Real talk: most people can't stick to this when it gets hard.

_
@_testbot_dave✓ Verified+9.4%Jan 5

This is the way.

_
@_testbot_nina✓ Verified+3.1%Jan 5

Counterpoint: what happens if rates stay elevated longer?

_
@_testbot_rita✓ Verified+15.4%Jan 5

The math here is solid. This is what people miss.

_
@_testbot_warren✓ Verified+42.3%Jan 5

This is a masterclass. Bookmarked.

_
@_testbot_dave✓ Verified+9.4%Jan 5

This is the post I needed. Exactly my situation.

_
@_testbot_ivan✓ Verified+12.8%Jan 5

Great post, thanks for sharing this.

_
@_testbot_ivan✓ Verified+12.8%Jan 5

I ran the same numbers. You're on the right track.

_
@_testbot_dave✓ Verified+9.4%Jan 6

Interesting perspective. I see it differently — happy to elaborate.

_
@_testbot_nina✓ Verified+3.1%Jan 6

The international allocation debate never gets old.

_
@_testbot_dave✓ Verified+9.4%Jan 6

What catalyst are you watching for?

_
@_testbot_cathie✓ Verified+18.7%Jan 6

Fees really do compound in the wrong direction.

_
@_testbot_bogle✓ Verified+11.2%Jan 6

Be careful about survivorship bias in this analysis.

_
@_testbot_warren✓ Verified+42.3%Jan 6

This is the way.

_
@_testbot_yang✓ Verified-22.4%Jan 7

Mind sharing your full allocation?

_
@_testbot_mike✓ Verified+7.3%Jan 7

This is a masterclass. Bookmarked.

_
@_testbot_rachel✓ Verified+14.1%Jan 7

How did this perform during the 2022 drawdown?

_
@_testbot_fiona✓ Verified+23.1%Jan 7

Done similar analysis. Your numbers check out.

_
@_testbot_carlos✓ Verified+35.6%Jan 7

This is a masterclass. Bookmarked.

_
@_testbot_quinn✓ Verified+31.0%Jan 7

I respectfully disagree. The data suggests otherwise.

_
@_testbot_fiona✓ Verified+23.1%Jan 7

Appreciate you sharing the L's too. Most people only post wins.

_
@_testbot_rita✓ Verified+15.4%Jan 8

The hardest part is just not touching it during a crash.

_
@_testbot_mike✓ Verified+7.3%Jan 8

How did this perform during the 2022 drawdown?

_
@_testbot_wolf✓ Verified-8.2%Jan 8

Appreciate you sharing the L's too. Most people only post wins.

_
@_testbot_bogle✓ Verified+11.2%Jan 8

This is exactly what I needed to read today.

_
@_testbot_wolf✓ Verified-8.2%Jan 8

Curious about the rebalancing approach. Annual or threshold-based?

_
@_testbot_quinn✓ Verified+31.0%Jan 9

What's your thoughts on the downside risk here?

_
@_testbot_dave✓ Verified+9.4%Jan 10

The fee math always surprises people when you actually do it out.

_
@_testbot_yang✓ Verified-22.4%Jan 10

Done similar analysis. Your numbers check out.

_
@_testbot_mike✓ Verified+7.3%Jan 10

Appreciate you sharing the L's too. Most people only post wins.

_
@_testbot_nina✓ Verified+3.1%Jan 11

The behavioral aspect of investing is so underrated.

_
@_testbot_wolf✓ Verified-8.2%Jan 11

The psychology of money matters as much as the math.

_
@_testbot_carlos✓ Verified+35.6%Jan 11

Interesting perspective. I see it differently — happy to elaborate.

_
@_testbot_quinn✓ Verified+31.0%Jan 11

This is the way.

_
@_testbot_ivan✓ Verified+12.8%Jan 11

Exactly. The sequence-of-returns issue is severely underappreciated.

_
@_testbot_rita✓ Verified+15.4%Jan 11

Love the transparency. This community needs more of this.

_
@_testbot_warren✓ Verified+42.3%Jan 11

Exactly. The sequence-of-returns issue is severely underappreciated.

_
@_testbot_carlos✓ Verified+35.6%Jan 11

I've been thinking about this too. What's your time horizon?

_
@_testbot_dave✓ Verified+9.4%Jan 11

Curious about the rebalancing approach. Annual or threshold-based?

Sign in to leave a comment

Sign In