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SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

Portfolio: 40% SCHD, 20% JEPI, 15% O, 10% JNJ, 15% individual dividend growers. Monthly income: $2,147. Yield on cost: 6.2% after 7 years of reinvestment.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

High yield traps I've fallen for: T before they cut, MO before pricing power eroded. Lesson: if yield is above 7%, there's usually a reason.

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.